Why should you invest in Livestock Insurance?
For many cattle producers, investing in a stud bull is one of the most significant financial decisions they’ll make. A high-quality sire is not only a large upfront cost, but also represents years of planning, breeding potential, and genetic improvement that will impact their herd. When researching and preparing to buy a stud bull, protecting that investment with livestock insurance is a smart risk management strategy that often gets overlooked.
Picture this – you do weeks of research, looking through catalogues to pick your stud bull for the year. You head along to the sale, buy your chosen bull, and arrange to have that bull brought home through a third-party livestock transportation provider. Unfortunately, during transport your purchased bull has an injury that will make him unable to work in the paddock. Then you ask yourself, what can I do? Have I just lost my investment?
Protect your livestock purchase
When researching your bull purchases for the year, it pays to also consider Livestock Insurance to protect your investment.
Stud bulls are valuable assets, but like any livestock, they are exposed to risks beyond a producer’s control. Injury during transport, loss of use due to illness and accidents in the paddock, or even sudden death can result in major financial losses. Unlike machinery or infrastructure, a bull can’t simply be replaced at short notice — and the loss of genetics can set your breeding program back by years.
Livestock insurance ensures that if the unexpected happens the financial impact is softened, allowing the business to recover and move forward. Policies can cover death & loss of use due to accident & illness meaning you are protected if a bull becomes permanently incapable of serving cows.
For many producers, the cost of insurance is minimal compared to the potential loss of a $20,000–$100,000 stud sire.
By factoring insurance into the purchase process, producers safeguard not just the animal, but the productivity and profitability of their herd for seasons to come.
You wouldn’t buy a new tractor without protecting it, so why not protect your livestock?
If you’re looking to purchase this stud sale season, get in touch with Brett from Kirkbride Insurance Brokers to protect your purchase. With over 15 years’ experience in the insurance industry, Brett has gained invaluable insights from both the insurer and broker perspectives. He has extensive experience working in the agricultural sector, giving him a deep understanding of the industry and the ability to handle any insurance requirement with confidence.
Brett is committed to providing tailored insurance solutions and always goes the extra mile to ensure his clients are fully protected.
Contact Brett by calling 0400 260 314 or emailing brett@bkib.com.au.
To find out more about Kirkbride Insurance Brokers, visit www.kirkbrideinsurancebrokers.com.au.
Kirkbride Insurance Brokers is a proud sponsor of the 2025 Great Northern Brahman Sale.